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Single-Pay Loans

Single-Pay Loans offer a convenient way to borrow money for a short term without having the burden of a monthly payment.

A tax-free Health Savings Account (HSA) can help protect you against high or unexpected medical bills.

Loan Summary

Single-pay loans offer the advantage of no monthly payment. The loan is payed off in one lump sum at the end of the term. Terms can generally be up to 90 days.

Loan Features And Rules

  • One lump payment, which occurs at the end of the term.
  • Terms up to 90 days.
  • No penalty for early payoff.

Rates

Length of LoanCredit Rating (Score)
A
(700+)
B
(650-699)
C
(600-649)
D
(0-599)
up to 36 months12.15%12.75%13.00%16.25%

Application Process

  • Fill out our general application, and submit it online, fax it to us, or bring in a printed copy.
  • If your loan is secured, bring in paperwork documenting the value of the collateral.
  • Your loan can usually be approved during your visit to our office.
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NCUA  Equal Housing Lender Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government