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Rates
Rates
When it comes to your finances, we know that every dollar counts. At Hometown Credit Union, we work hard to give you low loan rates and high dividend rates.
RATES & TERMS ARE SUBJECT TO CHANGE AT ANY TIME
You can save money by
consolidating your debt with us!
Rate effective as of June 1, 2011
Savings Accounts
| Balance | Dividend Rate |
|---|---|
| $100 or less | No dividend paid |
| $100.01 or more | 0.25% |
| Christmas Club Accounts | 0.25% |
WE ARE NOT ISSUING CDs AT THIS TIME EFFECTIVE 6-1-11
New or used vehicles
| TERM 24 MONTHS TO 72 MONTHS |
| RATES ARE BETWEEN 3.00% AND 10.50% |
| RATE & TERM DEPENDS ON VEHICLE & YOUR CREDIT SCORE |
USED VEHICLES (2008 OR OLDER) & HIGH MILEAGE VEHICLES ADD 1% RATES SUBJECT TO CHANGE AT ANY TIME |
New or Used motorcycles / boats /RVs
| TERM 24 MONTHS TO 48 MONTHS |
|
RATE & TERM DEPENDS ON THE AGE & CONDITION OF THE COLLATERAL BEING OFFERED RATES ARE BETWEEN 6.00% AND 10.25% COLLATERAL 3 YEARS OR OLDER ADD 1% RATES SUBJECT TO CHANGE AT ANY TIME. |
Single-pay and Signature Loans
| RATES ARE BETWEEN 10% AND 16% |
|---|
| TERM WILL BE ONE YEAR FOR EACH $1000 BORROWED--MAXIMUM 3 YEARS |
| HOME LOANS |
|---|
PLEASE CALL 217-228-2376 FOR MORTGAGE AND HOME IMPROVEMENT LOAN RATES
|
LOAN LIMITS
ALL LOAN APPLICANTS MUST MEET HCU UNDERWRITING POLICIES
UNSECURED LOANS (VISA, SIGNATURE ETC.) $15,000
SECURED LOANS OTHER THAN 1ST MORTGAGE $50,000
FIRST MORTGAGE $250,000
