Overdraft Protection

Members who qualify can sign up for overdraft protection. This is a loan for up to $300 to be used if you overdraw your checking by writing a check for more than you have available in your checking account. You will be charged a fee for us transferring the money from this loan to your checking and then there is an interest rate of 12.5% on the loan. A payment on the loan in the amount of $25 is atomatically taken from your checking on or about the 25th of each month until you have a zero balance on your loan. Your loan does not need to be paid in full to have an additional advance. Advances will be made as long as the funds are available.

Ask any employee to sign you up for overdraft protection