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Membership Services


All services are available to all members in good standing. If you are having problems accessing or using a service, please call 228-2376 and explain your difficulty and we will work with you to solve it.

Services Offered:


  • All electronic banking...Atm, On-line, Bill paying, Audio,Mobile banking and E-Statements. Direct deposit of payroll and government checks. Sign up to receive your statements on line and get them quicker than if they are mailed and you will save HCU money.

  • Loan processing...application thru closing. We will provide you with NADA vehicle pricing from NADA on what you are buying and for the vehicle you are trading in. We do make Mortgage Loans if the amount is under $100,000. HCU makes signature loans, loans for household appliances, home improvements and VISA credit cards. All at reasonable rates and terms.

All loan application must meet our underwriting criteria. We do get a credit report on all applicants.

We offer credit life and credit disability insurance that can be included in your loan amount. We offer a vehicle warranty that is less costly than what dealers offer.

  • Savings and Certificates of Deposit. We will renew Certificates on Deposit now but we are not opening new ones.

  • Check ordering, Wire services and Auto distribution of deposts.

  • We can assist you in obtaining homeower's insurance.

  • We offer Credit Life and Credit Disability Insurance.
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NCUA  Equal Housing Lender Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government