Membership
Who can become a member?
Membership at Hometown Credit Union is open to all people who live or work in Adams County, IL, and areas with 634xx zip codes.
Becoming a member
To become a member and be eligible to use all of our services, you must open a Share Savings account with a deposit of $25 or more, and you must maintain at least $25 in this account at all times. Simply come to one of our offices and inform the teller that you want to become a member. They will be happy to assist you in enrolling as a member.
If you would like to get a jump start on membership, you may fill out our online application before you visit our office.
Benefits of membership
As a member of Hometown Credit Union, you will have access to a wide array of quality financial services that only a credit union can offer. Our savings accounts will earn you more than most banks, and our loans will cost you less. You will have access to your accounts via our Online Banking services, as well as the ability to pay your bills online. You can also access your accounts wherever you go with our ATM / Debit cards and credit cards.
Tiered Services System
Hometown Credit Union uses a "Tiered Services System". As you use more credit union services, you will have access to more no-fee services, lower interest loans, and higher dividends on your savings and investments. The purpose of this system is to encourage all members to use the credit union as their primary financial institution, and to take advantage of the many services we offer. Read more about our Tiered Services.
Service for the whole family
You and every member of your family are welcome to become a member of Hometown Credit Union. You may open guardianship accounts for your children. You may have trust accounts, joint tenancy accounts, or individual accounts.
