Loans & Mortgages
At Hometown Credit Union, we recognize that every customer's needs are unique. Whether you are buying a home or vehicle, making home improvements, taking a vacation, or simply need short-term cash, we have a loan program that can meet your needs.
A tax-free Health Savings Account (HSA) can help protect you against high or unexpected medical bills.
Click to return to Loan information...
Click for more information on Auto Loans...
Ten Reasons to finance your Auto Loan at Hometown
1. We offer financing for up to 72 months and rates as low as 4.5%.
2. We offer financing on older cars and trucks including collector vehicles.
3. You'll be working with a local lender not an out-of-state bank.
4. We offer long term financing--up to 72 months--meaning low monthly payments.
5. We offer a great price on a vehicle warranty that can be included in your loan amount.
6. Disability/Life Insurance can be included in your loan amount.
7. Payments can be set up to transfer from your savings or checking account at HCU.
8. You can use on-line banking to apply for a loan or to make your payment.
9. Be pre-approved for a loan before you shop, this will give you extra negotiating power...tell them you will be paying cash and ask for their cash price.
10. We will check the value of your trade-in and the vehicle you are buying as well as the history of the vehicle you are buying.
