Loans & Mortgages

At Hometown Credit Union, we recognize that every customer's needs are unique. Whether you are buying a home or vehicle, making home improvements, taking a vacation, or simply need short-term cash, we have a loan program that can meet your needs.

CALL 217-228-2376 TO SEE WHAT THE LOAN SPECIALS ARE TODAY.

Why you should finance your next auto loan at Hometown

Ten reasons that will save you money.

Vehicle Loans

Our competitive rates are sure to save you money on your next vehicle purchase.

Motorcycle / Boat / RV Loans

Conquer the land, sail the high seas, and save some money for the trip.

Mortgage Loans

Finance your next home with a Hometown mortgage loan.

Home Improvement Loans

Improve your home and your finances with a tax-deductible Home Improvement Loan.

Home Equity Loans

If you own a home, there's no smarter way to borrow than with a Hometown Home Equity Loan.

Secured Loans

If you do not own a home, you can borrow money against your other assets.

Chattel Loans

Loans for movable assets, where the asset itself is used as collateral.

Single-pay Loans

Short-term loans with no monthly payment.

Signature Loans

No collateral needed for qualified members.