Insurance
Planning for the unexpected is just as important as managing your money wisely. At Hometown Credit Union, we offer several forms of insurance to help you prepare for life’s unexpected turns.
A tax-free Health Savings Account (HSA) can help protect you against high or unexpected medical bills.
Loan Protection Insurance
Loan Protection Insurance will protect your family against having to pay off your loan if you die. The insurance will pay off your loan if you die before the maturity date. If you qualify, we will offer this insurance at the time you take out a loan. The premium can be included in the amount of the loan.
Credit Disability Insurance
Credit Disability Insurance will pay your loan payments in the event of a disabling illness or injury. These payments will continue until you are able to return to work, or until the loan is paid off.
Extended Warranty on a Vehicle
Can be purchased for any vehicle, even if not financed with HCU. The cost is about half of what a dealer charges. Call 217-228-2376 for details.
