Insurance

Planning for the unexpected is just as important as managing your money wisely. At Hometown Credit Union, we offer several forms of insurance to help you prepare for life’s unexpected turns.

Tired of the annual budget woes at Christmas? Open a Christmas Club account now, and start saving!

 

Loan Protection Insurance

Loan Protection Insurance will protect your family against having to pay off your loan if you die. The insurance will pay off your loan if you die before the maturity date. If you qualify, we will offer this insurance at the time you take out a loan. The premium can be included in the amount of the loan.

Credit Disability Insurance

Credit Disability Insurance will pay your loan payments in the event of a disabling illness or injury. These payments will continue until you are able to return to work, or until the loan is paid off.

Extended Warranty on a Vehicle

Can be purchased for any vehicle, even if not financed with HCU. The cost is about half of what a dealer charges. Call 217-221-7259 for details.