Home Improvement Loans

Home improvements not only enhance the appearance of your home - they add value to the equity of your investment. Hometown makes it easy to get a home improvement loan.

Interest paid on this loan is usually tax deductible. However, please consult with your tax advisor.

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Loan Summary

• Loan can be up to $7,000. For larger loans, you must take a mortgage loan. It does not have to be a first mortgage so any such mortgage will remain in tact.
• Terms from 26 months to 7 years.
• No penalty for early payoff.

Rates

The rates start at 5.75% for up to 84 months.

Application Process

• Fill out our general application, and submit it online, fax it to us, or bring in a printed copy.
• Bring in your bid / cost of improvements to be made, and who will be doing the work.
• Bring in a copy of your latest real-estate tax bill.
• Your loan can usually be approved during your visit to our office.