Home Equity Loans

If you own your home, a Home Equity Loan may be the smartest way to borrow money. Our Home Equity Loan rates are low, and your interest may be tax-deductible.

You can save money by consolidating your debt with us!

Loan Summary

Whether you are paying off your credit cards, consolidating your debts, paying college tuition for you or your children, or making some other purchase, a Home Equity Loan may be the smartest way to borrow money.

Home Equity Loans combine low rates with tax-deductable* interest, making this one of the most affordable loans available.

*Consult your tax advisor for rules concerning interest deductions.

Some reasons to take out a Home Equity Loan:

  • Pay off your credit cards
  • Consolidate your debt with a lower interest rate
  • Pay for school tuition or expenses
  • New furniture for your home
  • Buy a new computer

Loan Rules and Features

  • Borrow up to 80% of the equity of your home.
  • Interest may be tax-deductible. (consult your tax advisor)
  • Rate is Credit Union Cash Management Rate plus 3.5%.
  • Terms up to 10 years.
  • No penalty for early payoff.

Application Process

  • Fill out our general application, and submit it online, fax it to us, or bring in a printed copy.
  • Bring in a copy of your latest real-estate tax bill.
  • Your loan can usually be approved during your visit to our office.