Visa Credit Card

Hometown Credit Union has two Visa programs. The Platinum program is for our members that have a credit score of 700 or more and the Classic card is for members that have credit scores in the 600 range. The rate on the Platinum card is 9.6% and the rate on the Classic is 12.48%, both are good rates for unsecured credit card loans. Our cards have no annual fees and you have 25 days grace period to make your payment.it must be paid before the last business day of the month to avoid late fees. You must be a member of Hometown Credit Union to apply for either of these cards.